Wright Move TX

Mortgage Affordability

Most affordability calculators assume California-level taxes. This one uses today's live rate and the real combined tax rate for your target Montgomery County area.

Comfortable price

$474,412

36% DTI · ~$3,900/mo housing

Stretch price

$607,016

45% DTI · ~$5,025/mo housing

The Woodlands tax rate

1.85%

Mature MUDs mostly paid down. Range 1.7–2.1%.

Rate used

6.68%

30-yr fixed · updated today

Uses Texas-scaled insurance defaults and no HOA. Verify with your lender before writing offers.

Estimates only. Verify current rates, taxes, and insurance with your lender before making decisions.

Three steps.

  1. 1.Enter income, monthly debts, and down payment.
  2. 2.Pick a target Montgomery County area. Tax rate and insurance auto-fill.
  3. 3.Get a comfortable price (36% DTI) and a stretch price (45% DTI), each with the monthly payment behind it.