Wright Move TX

Mortgage Payment Calculator

Texas property tax and insurance push monthly payments well past the headline P and I number. This calculator uses today's live rate and Montgomery County defaults so the monthly you see is the monthly you'll pay.

Purchase price

Down payment

Loan type

Interest rate

Today's 30-Year Fixed: 6.68%, updated todayArea (sets tax default)

Est. combined property tax rate (editable)

Montgomery County rates vary. MUD/new-construction areas run higher. Conroe ISD ~0.95%; MUDs in new-build sections push totals higher.Insurance / year

Texas-scaled default based on price. Wind/hail and flood can push higher.HOA / month

Comparable rent / month (optional)

Used to estimate the rent vs. own break-even year.

Total monthly (PITI + HOA)

$3,413

Principal & interest

$2,189

Property tax / month

$691

Insurance / month

$458

HOA

$75

Rate 6.68% · Loan $340,000 over 30 years · Down $85,000

Vs. $2,400/mo rent: owning breaks even around year 1.

Estimates only. Verify current rates, taxes, and insurance with your lender before making decisions.

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How it works

Three steps.

1.Enter purchase price, down payment, and loan type. Today's rate is pre-filled from the live daily feed.
2.Combined Montgomery County property tax, Texas-scaled insurance, HOA, and PMI (if under 20% down) are layered in.
3.See real PITI plus HOA, amortization, a rent break-even, and a branded PDF for your lender.

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