Wright Move TX

Investment Property ROI

Single-family rentals in Montgomery County can pencil, especially in Conroe and Willis. This runs the numbers Texas-style, with real tax, insurance, vacancy, and maintenance.

Purchase price

Down payment

Expected monthly rent

Area (rental)

Property tax rate

Conroe ISD ~0.95%; MUDs in new-build sections push totals higher.Insurance / year

Vacancy

Percent of rent held for turnover / vacancy.Maintenance reserve

Property management (0 if self-managed)

Appreciation

Closing costs

Monthly cash flow

−$641

negative, verify assumptions

Annual cash flow

−$7,698

Cap rate

3.39%

NOI / price

Cash-on-cash

-8.75%

annual cash flow / cash invested

5-yr total return

$27,353

31.08% on cash invested

Cash to close

$88,000

25% down + 2.5% closing

Assumes 7% vacancy, 9% maintenance, 8% management, 3% appreciation. Rate 6.68% as of today.

Estimates only. Verify current rates, taxes, and insurance with your lender before making decisions.

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How it works

Three steps.

1.Enter purchase price, down payment, expected rent, area, and appreciation assumption.
2.We use today's live rate plus editable defaults for vacancy, maintenance, and management.
3.See monthly cash flow, cap rate, cash-on-cash, and 5-year total return with assumptions shown.

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